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Pay off debt and achieve your financial goals.

Expert guidance on how to eliminate debt and make your money work for you.

Happy Couple

What is Debt Free Life?

Debt Free Life ® is a modern way to pay off your debt using the cash value of a specialized participating whole life insurance policy. Using our exclusive software, your certified Debt Free Life ® consultant will generate a personalized debt elimination report showing you how and when to pay off each debt and the projected amount of interest you’ll save, all without spending any additional money each month.

The Debt Free Life ® Solution

1

Step One

Schedule an appointment with a certified Debt Free Life consultant either in-person or over a video consultation.

2

Step Two

Your certified Debt Free Life consultant will guide you through your personalized Debt Elimination report.

3

Step Three

Eliminate your debt with the guidance of your certified Debt Free Life consultant.

Frequently Asked Questions

What is the main advantage of Debt Free Life?

The main advantage of Debt Free Life is putting you back in control of your finances by eliminating debt. You will also reduce the interest paid to lenders while accruing funds in the cash value component of a whole life insurance policy.

How much does Debt Free Life cost?

By redirecting your current inefficient dollars into your policy and gaining guaranteed interest and dividends,* you become your own bank and pay off debts with no additional out-of-pocket expenses. Premiums for whole life insurance, like other types of life insurance, depend on your age and health at the time you apply.

When should I begin my Debt Free Life journey?

Yes! Debt Free Life allows you to accomplish your financial goals, eliminate debt, and decrease the amount of interest due without spending any additional money than you are currently spending. The question is not can you afford this program, rather, can you afford to delay getting started?

I am a business owner. Can I get my business out of debt with Debt Free Life?

Absolutely! Our certified Debt Free Life consultants can apply Debt Free Life to your business and build cash value while eliminating debt and decreasing the amount of interest paid to lenders. Then you can use the funds in your policy to finance any future business debts.

WHAT PEOPLE SAY

Family Protection Focus

"RFG Coverage Life Insurance has given me the peace of mind I always wanted for my family. Knowing that they will be financially secure even if something happens to me has lifted a huge weight off my shoulders. The process was simple, and their team walked me through every step with patience and clarity. I highly recommend RFG for anyone looking to protect their loved ones!"

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Sarah M. - Mother of Two

Affordable
And Comprehensive

"I was pleasantly surprised at how affordable RFG Coverage Life Insurance is for the amount of protection it offers. As a small business owner, it’s important for me to manage my finances wisely, and RFG made it easy to choose the right plan. They offer flexible options and really tailored the policy to fit my needs without breaking the bank."

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Jena R. - Entrepreneur

Lifelong

Protection

"After researching multiple life insurance companies, I chose RFG Coverage because of their commitment to lifelong protection and financial stability. Their policies are not only flexible but also reliable, ensuring that my coverage stays intact throughout my life. This is the kind of security I needed for my long-term goals and peace of mind."

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Janet P - Retired

Excellent Customer Service

"The customer service at RFG Coverage Life Insurance is outstanding. I had so many questions about the policy, and their team was always available, offering clear explanations and guidance. They truly care about their clients and went above and beyond to ensure that I felt confident and comfortable with my decision."

 

Maria T. - First-Time Policyholder

 Fast and Hassle-Free Application

"I was amazed at how quick and hassle-free the application process was with RFG Coverage Life Insurance. I expected tons of paperwork and lengthy delays, but it was all done smoothly and efficiently. I got the coverage I needed in no time, and now I feel secure knowing that my family’s future is protected."

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Alex C - IT Professional

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